JACKSON, Wyo. — As our community begins to process what the recent local and state public health orders mean in our day-to-day lives, one thing is abundantly clear — our home living environment is now more important than ever. The importance of home will have a different meaning for all of us, but the reality is that we will look at our living spaces in a new light.
Even though we have effectively been ordered to “shelter in place”, for some, this order has created newfound hardship to maintain the roof over their head due to a decline or total loss of income. If the COVID-19 reality has put your housing in question, there are a number of resources available.
For those directly impacted by COVID-19 who are in immediate need of relief, the Community Foundation of Jackson Hole has activated the Community Emergency Response Fund.
One22 is also offering COVID-19 Financial Relief Grants for individuals and families in need, and as of March 31, they have awarded nearly $300,000 in grants.
Our friends at Silicon Couloir have aggregated a list of Community and Business Resources for people seeking solutions for stability, including business loans from the Small Business Administration and other extensions of the federal CARES Act.
If you are a homeowner and are uncertain about your ability to make future mortgage payments, chances are good that you may have some relief available to you through your lender.
The McPeak Group has helped dozens of local property owners who were in distress following the 2008 Financial Crash to navigate the process with their creditors to find a solution to avoid foreclosure. Feel free to contact us if you, or a friend or family member, have questions about your specific situation.
Loans backed by Fannie Mae (FNMA) and Freddie Mac (FMCC) have extended substantial forbearance policies allowing owners to suspend mortgage payments up to 12 months because of financial hardship. If you don’t know if your loan is backed by one of these agencies, we can help to make that determination.
We have aggregated direct points of contact with many of our local lenders’ servicing departments and can help to point you in the right direction. We want you, our neighbors, to be able to shelter in place without additional stress, and are here to help.
For those of you who are looking around their homes and looking to make a change, whether it is a new coat of paint that you have been thinking about for years, a new furniture layout or a need for more space and fresh mountain air, we will be back with more ideas for how to prepare for these changes in the coming weeks!